A budget helps you make decisions about how to spend your capital, or the money you have. You also make decisions about how to use your skills.
Your skills and knowledge are what make up your human capital. The more human capital you grow now, the more opportunities you will have to use your skills and talents as an adult. Human capital will help prepare you to succeed. But how do you grow human capital?
You can plan for the future with the choices you make today. It is your job now, as a student, to pay attention at school and to learn new things. By doing your best at school, you can add to your skills and improve your talents. You can also do this outside of school. You can help others and be a good friend.
